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SDLT Calculator

How Stamp Duty Land Tax Works

Understanding SDLT is essential for budgeting your property purchase.

Current SDLT Rates (England & NI)

Up to £125,000

No SDLT is payable on this portion (£300k for first-time buyers).

0%
Rate
£125,001 to £250,000

2% charged only on the portion falling within this band.

2%
Rate
£250,001 to £925,000

5% charged only on the portion within this band.

5%
Rate
£925,001 to £1,500,000

10% charged on the portion within this band.

10%
Rate
Over £1,500,000

12% charged on any amount exceeding £1.5 million.

12%
Rate

Why Use Our Calculators?

Our calculators are designed to help you make informed decisions with confidence. Here's what makes them essential tools for your property journey:

  • Instant, Accurate Results
  • Compare Scenarios Easily
  • Save Time & Avoid Mistakes
  • Visual & Intuitive
  • Plan Smarter
  • Trusted & Transparent
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Frequently Asked Questions

FAQ Section

What is SDLT in the UK?

Stamp Duty Land Tax (SDLT) is a tax paid when buying a property in England or Northern Ireland, calculated on the purchase price. Rates vary by property value, buyer type, and whether it’s an additional property or first-time purchase.

When do I file an SDLT return in the UK?

You must file your SDLT return within 14 days of completing the property purchase. Payment of any SDLT due is also required by this deadline to avoid penalties and interest.

Who qualifies for First-Time Buyer Relief in the UK?

You qualify if you and anyone you’re buying with have never owned a property anywhere in the world; buying with someone who isn’t a first-time buyer disqualifies you. Relief gives 0% SDLT on the first £300,000 and 5% on the portion between £300,001 and £500,000; properties over £500,000 get standard SDLT rates.

Do I pay SDLT on the total property price or just my share?

SDLT is calculated on the total purchase price of the property, not just your share. This applies even if you’re buying with others; reliefs or thresholds are applied to the total price before splitting ownership.

Do I pay SDLT when inheriting or receiving property as a gift?

No, SDLT is not payable when you inherit a property or receive it as a gift.

SDLT only applies when you purchase a property or acquire it in exchange for money or consideration.